Grants for Veterans, including disabled & PTSD

Last Updated on August 24, 2023 by Hannah Stevens

Veterans have dedicated a significant amount of their life in serving the country and its people. These individuals were once a part of the military forces that act as the frontline of defense and the guardians of peace and order in the land. As they move past their heroic history, incentives and privileges are offered to recognize and commemorate their selfless service. The government allocates enough funds to provide them with grants that will help them in different aspects of their living. These grants do not expect any repayment unless certain conditions are not successfully met. However, for the most part, it is not meant to be a loa for the most part. This article will discuss their availability and the variety of such assistance.

What is the rural veterans coordination pilot?

The Rural Veterans Coordination Pilot (RVCP) is a transitional financial assistance that is granted to veterans who reside in rural and/or underprivileged areas. As they slowly adapt to civilian life after being exposed to a military environment, they will benefit from the outreach activities that community-based organizations organized for them over a two-year period, including local and state government entities. Each grantee received 2 million dollars worth of from the VHA Office of Rural Health and they are expected to support more than 25,000 rural veterans in different states such as but not limited to Washington, Nebraska, Louisiana, and Maine.

What is Grant and Per Diem Program?

Grant and Per Diem Program (GDP) is dedicated to alleviating the struggles of homeless veterans by funding community agencies who provide housing assistance and different services to them. This program also assists veterans who are transitioning to permanent housing after being homeless before and helps acquire skills and credentials which they can use for their own good. The Department of Veteran Affairs envisions a community of veterans who are financially independent and self-determined as they achieve residential stability hence, they distribute allocated funds to programs with supportive housing or service centers.

To be granted under this program, an application should be submitted in response to a Notice of Funding Opportunity (NOFO) which can be found in Grants.gov. Under the per diem component, salaries and other operational expenses are covered. $50.91 per day per Veteran housed is the maximum amount payable for supportive housing, nonetheless, veterans may be asked to pay rent if the cost does not exceed 30% of their monthly adjusted income. If there are services that are not included in the scope of the per diem fund, “reasonable” fees may be demanded. Moreover, ⅛ of the daily cost of care is charged to a service center that is not connected with supportive housing as a maximum hourly per diem rate. The payment for a veteran in a service center is only acceptable within 8 hours in any day.

What Housing Grants do Veterans have?

Housing grants for veterans are usually awarded by the state government. Agencies such as a state’s Housing Finance Authority or Office of Veterans Affairs provide incentives and benefits that will aid veterans with their housing expenses. In addition to that, military relief societies such as the Navy-Marine Corps Relief Society and Red Cross reserved an emergency fund for the financial relief of qualified military members which can be allocated for housing projects. The prominent housing grants for veterans are the Specially Adapted Housing Grant and the Special Home Adaptation Grant. The Department of Veterans Affairs awards these grants to disabled veterans who suffer from a particular medical condition. In addition to that, a veteran who is a SAH or SHA grantee may apply for a temporary home with a Temporary Residence Adaptation (TRA) grant if he or she temporarily stays in a family member’s residence that could no longer sufficiently meet their needs. The grant may vary. If you are a SAH grantee, you may receive up to $40, 983 for FY 2022. If you are a SHA grantee, you may receive up to $7,318.

What are the Disability Housing Grants for veterans?

Disabled veterans who plan to acquire their permanent residence through buying, building, or modifying a residential property may apply for either of the two grants: Specially Adapted Housing Grant and Special Home Adaptation Grant. These grants are offered for varying reasons.

Specially Adapted House Grant offers up to $101, 754 worth of financial assistance for FY 2022 and allows a homeowner to customize their house to become suitable to their medical needs. Applicants who are granted this incentive is usually crippled, blind enough to only perceive light, and have severe burns; thus, they need home that can provide them with mobility assisting features. On the other hand, Special Home Adaptation Grant is granted to veterans who have extreme physical disabilities and respiratory breathing injuries. A veteran who is incapable of using both hands or who have been severely burnt may be granted up to $20,387 worth of fund to build or customize a home for him or for his family member. They may use the fund as many times as they want in an indefinite amount of time. Per fiscal year, this grant is only awarded to 120 qualified veterans and its acceptance is determined based on the loss of one extremity after September 11, 2001, as set by Congress.

What are the Veteran Education Grants?

The federal government, private veteran-focused groups, state and local governments, and foundations offer education grants to financially disadvantaged veterans who want to gain credentials, to pursue higher education, or support a family member who is still studying. An example of this program is the Illinois Veterans Grant which allows enrolling at tuition-free programs in approved institutions. In the state of Texas, the education grants under the Hazelwood Act which is administered by the Texas Veterans Commission (TVC) offer the educational benefit of up to 150 hours of tuition exemption at public institutions of higher education. Veterans Service Organizations such as but not limited to Green Beret Foundation Heroes’ Legacy, Fleet Reserve Association Scholarship, Fold of Honor Foundation, and DAV Jesse Brown Scholarship, offer both grants and scholarships depending on certain variables such as program and circumstances.

What are the Veteran Grants for Personal Financial Hardship?

To compensate military members for their service, another grant that is being awarded to them is VFW under the Unmet Program which is dedicated to alleviating their family’s financial struggles which they experienced because of military-related activity or injury or after deployment. The assistance provided by state and local agencies in these grants covers expenses for food, shelter, need-based debt, and other related costs. To become eligible for this grant, you must have at least one or more of the following qualifications: (1) Military activity-induced financial hardship, (2) Discharge record on or after September 11, 2001, (3) Military activity-caused illness and injuries, (4) recent and current due bills.

Grants offered for Veterans in Austin

There are available grants for veterans who reside in Austin that provide them with financial assistance which they can use to afford their daily living expenses and their necessities. Below are the types of Veteran grants that can be awarded among the 40,000 grantees who can prove that they have low income because of unemployment, of recent deployment, etc.:

Temporary Assistance for Needy Families (TANF) – the monthly financial assistance provided in this grant is allocated for living expenses such as rent, food, transportation, phone, utilities, and etc. The receivable amount is determined by one’s current income level and the number of dependents in the household. It offers one-time cash assistance payments and one-time payments for grandparents who are looking after their grandchildren.
Supplemental Nutrition Assistance Program (SNAP) – SNAP ensures the food security of veterans by providing them with monthly food assistance.
Rental Assistance – the grant offers rental-related funds that are allocated for first and last rental payment, mortgage payments, and for rental deposits. This makes the residential transition a more affordable decision for veterans.
Utility Assistance – veterans may use this fund to pay for their utility bills. To qualify in the application, they have to provide a copy of their utility bills after they have proven that they meet the low-income requirements and have shown proof of income of residing family members who are over 18 years of old.
Travis County Home Repair Program – applications for this program are intended to obtain financial assistance for home improvement. Veterans may use this fund to resolve residential property issues with different types of repairs such as roofing, electrical and plumbing, septic systems, grab bars, railings, and ramps.

What are the types of Grants for Veterans in New York City?

New York Veterans have a wide range of opportunities to choose from. The expensive cost of living in New York City may cause veterans to experience financial difficulties considering that the consequences of their military service may hinder them from finding a high-paying job which they can rely on. There are over 210,000 veterans in the city who can avail the following grants:

Temporary Assistance for Needy Families (TANF) – Within 60 months, the grantee may receive monthly cash assistance which they can use for living expenses such as but not limited to bills, transportation, and groceries.

Supplemental Nutrition Assistance Program (SNAP) – To ensure food security, SNAP provides monthly cash grants to veterans which amount depends on the number of dependents in their household and their current income level.

Rental Assistance – To avoid homelessness, the city allocates enough fund to make housing options available and affordable. This assistance helps veterans to pay their rent.

Home Energy Assistance Program (HEAP) – This grant offers heating assistance from November to March and cooling assistance from May to August. Veterans may use this financial assistance to pay their heating bill and to acquire enough emergency fuel.

Legal Assistance – With this grant, veterans can afford expensive legal assistance in the city. As offered through the Office of Civil Justice. They may hire an attorney free of charge and work with legal problems which range from tenant issues, work-related issues, and to other civil legal services.

Grants Offered for Veterans in Chicago

Veterans with low-income levels in Chicago are qualified for different grants that provide financial assistance to help them afford their daily cost of living. Currently, over 213,000 former military members reside in this area. Below is a list of these opportunities which they can grab when the need arises:

Supplemental Nutrition Assistance Program (SNAP) – Just like the previous SNAP programs, this grant is allocated to ensure food security. A monthly cash assistance which amount depends on the current income level and the number of dependents in the household will be provided for groceries and market expenses.

Temporary Assistance for Needy Families (TANF) – This program offers a monthly cash grant which can be used for living expenses. To qualify for this assistance, one must be a resident of the state, a citizen or legal immigrant, and a parent or a guardian who lives with a dependent minor child. They must also create and follow a plan to become self-sufficient.

Homeless Prevention – To avoid foreclosure, veterans may apply for this program to receive cash assistance which they can allocate for their rental payments, security deposits, mortgagee payments, and other related housing expenses.

Low Income Home Energy Assistance Program (LIHEAP) – This is a once-a-year grant which is allocated for energy bills and reconnection assistance.

Utility Bill Payment Plan – This grant offers different utility-related payment plans which allow grantees to afford utility expenses. Some examples of these plans are general bill payment plan, water shut-off payment plan, and hardship payment plan.

Grants offered for veterans in Los Angeles

Another known city in the United States with an expensive cost of living is Los Angeles. There are 325, 000 veterans living in this area and some of them are inevitably experiencing financial difficulties. Fortunately, there is a list of grants they can apply to afford their daily living expenses:

CalFresh – Just like the SNAP program, CalFresh offers monthly cash grants to qualified applicants to help them achieve food security. These benefits can be claimed through debit-style cards as the transactions are completely electronic, making it more convenient.

CalWORKS – This is similar to TANF program. It is dedicated to helping grantees to become self-sufficient during the limited time of their provision of monthly cash grants. Applicants may use the financial assistance for a variety of living expenses.

General Relief – This grant can also be used for living expenses. It is offered to applicants who live independently and who re not looking after minor children at home.

Low Income Home Energy Assistance Program (LIHEAP) – this program is not limited to energy bills. It also helps pay for weatherization services, and crisis assistance services when the applicant receives a disconnect notice. The assistance is directly provided to the energy provider.

Housing Assistance – This program makes housing options more affordable for applicants. It also provide assistance to those who are struggling with their rental bills. (9)

Grants offered for veterans in San Francisco

San Francisco is home to nearly 30,000 veterans. Like any other city, it also has an expensive daily cost of living that makes it difficult for low-income individuals to economically survive. The good news is that both state and federal sources fund popular grants for them.

CalFresh – This provides monthly electronically-transferred cash assistance which can be used to purchase groceries and food in the market. The amount of money is according to the current income level of the grantee and the number of dependent members in his or her household.

County Adult Assistance Programs (CAAP) – This provides a debit-style card that grantees may use to pay bills and to withdraw cash from an ATM machine. Every month, a certain amount of money is electronically transferred to the card. Veterans who qualify to this program do not have dependent children living with them.

CalWORKS – Like the TANF program, this program envisions self-sufficient grantees who have acquired related skills and knowledge in the work-related training and activities they have participated in. They provide monthly benefits that cover a variety of living expenses. The amount of money received depends on the current income level and the number of dependents in the household.

Rent Assistance – Veterans may save themselves from being homeless by applying to this program which allocates enough funds to assist them with their rental-related and housing-related transactions.

Home Energy Assistance Program – This program covers energy bills, weatherization services, and energy assistance for those who have received a disconnect notice. The payment is directly given to the energy provider on behalf of the grantee.

Grants offered for veterans in Seattle

Seattle is also a city with expensive living expenses. There are 27,000 veterans residing in this area and without financial assistance from different grant providers, it can be difficult to economically survive every day. It’s a good thing that these honorable individuals can look for opportunities like the ones listed below:

Basic Food – This is a renamed version of the CalFresh and SNAP program. All of them offer monthly cash grants depending on the number of dependent members in the household and the current income level of the grantee. It is allocated for their food expenses.

Low Income Energy Assistance Program (LIHEAP) – Financially struggling renters and homeowners who are responsible for the energy bill may be granted with a 50% discount on their monthly bill through this program. It is a seasonal cash grant which runs from October through June every year.

Temporary Assistance for Needy Families (TANF) – TANF program in Seattle has more conditions compared to those in the previous cities. Here, applicants should have total cash assets that do not exceed $1,000, a vehicle valued belove $5,000, and a participant in the WorkFirst program. They should also live with at least one minor dependent in the household. The cash assistance is allocated for living expenses.

Rental assistance – Veterans no longer have to worry about their landlords because the Seattle Human Service Department has funded nonprofit organizations to directly pay the landlords of the qualified applicants. If veterans wish to receive rental assistance, they may contact different nonprofit organizations.

Housing and Essential Needs – This program is applicable to everyone who is at least 18 years old and who has suffered from a physical or mental condition that prevented them from working for at least 90 days. The assistance it provides are allocated for rental payments, move-in costs, necessity items and cleaning supplies, and transportation.

Grants offered for Veterans in Dallas

The state-funded and federally-funded grants in Dallas-Fort Worth area have taken care of nearly 387,000 veterans who have been financially struggling because of their inability to acquire a stable source of income because of their unfortunate circumstances. Below is a listed summary of these opportunities:

Supplemental Nutrition Assistance Program (SNAP) – This financial aid is solely for food security. Grantee may only use the fund to buy foods at the market and will be prohibited from purchasing abusive products such as tobacco and alcohol. The money will be electronically transferred to a Lone Star Card, which function is comparable to a debit card. For 18 to 49-year-old grantees with no dependent household members, the grant will only be given for three months within three years.

Temporary Assistance for Needy Families (TANF) – To qualify for the one-time cash assistance grant and monthly cash grants provided in this program, an applicant must be responsible enough to find ways to become self-sufficient, considering that they are experiencing financial difficulties. One must secure the safety of their children and make sure they are vaccinated and well-supported in a household that is free from tendencies of any form of abuse. Once these qualifications are verified, grantees may receive funds for a variety of living expenses.

Comprehensive Energy Assistant Program – The financial assistance that this program provides is allocated for the energy bill of the grantees. To qualify for this incentive, one must be a citizen or legal immigrant with low-income level as evident in their recent monthly earning. They must also submit social security numbers for every household member.

Rent and Housing Assistance – Dallas Housing Authority provides rental and housing assistance to the city’s residents. Those in need can get help paying their rent and seeking more affordable places to live, thanks to this program. For individuals who qualify, the program offers a housing voucher program (formerly known as Section 8). People who qualify for the program’s 5,000 rental housing units in the Dallas area pay only 30 percent of their net income in rent. Every month, the remaining debt is paid by the program, allowing additional people to live in low-cost housing.

Grants offered for veterans in Charlotte

In Charlotte, around 55,000 veterans benefit from state-funded and federally funded grants that are allocated for a variety of expenses. Located in Mecklenburg Country, the daily living expenses in this area can be expensive. Fortunately, veterans can seek for financial assistance in the following programs:

Food and Nutrition Services Program (FNS) – Also known as the SNAP program, this gives grantees food allowance which is provided through debit-style cards every month. This payment source is granted to applicants after they’ve provided their proof of assets, the social security numbers and birth certificate of every dependent household member, and the proof of immunization of their children.

Work First Family Assistance – This is similar to TANF program. This provides cash assistance for the grantees living expenses. The amount is based on their current income level and the number of household members.

Housing Assistance – Veterans in Charlotte are provided with a housing voucher program that allows them to only pay a portion of the total rental payment, making housing options more available and affordable for them.

Low Income Energy Assistance Program (LIHEAP) – This program provides a one-time payment directly to the energy provider to help veterans with their energy bills. This program annually accepts applications from December 1 through March 1. To become eligible for this benefit, one must be a citizen or legal immigrant who has less than $2,250 worth of assets and is responsible for paying the bill.

Emergency Assistance Program – This program provides immediate assistance to people who are facing emergency situations. The financial aid can be used to pay a variety of living expenses such as but not limited to housing, food, and utility bills.

What are the Low Income Financial Assistance Programs for Veterans?

Below are different types of Low Income Financial Assistance Programs which provide opportunities for veterans to alleviate their economic difficulties and increase their chances of financial stability.

Supplemental Nutrition Assistance Program (SNAP) – This program is dedicated to ensuring the food security of its grantees. Its name may vary on different states such as CalFresh of Los Angeles and Basic Food of Seattle. It is usually provided through a debit-style card wherein funds are electronically transferred to it.

Temporary Assistance for Needy Families (TANF) – This program financially aids veterans who are struggling with their living expenses. It may be granted to grandparents and to applicants with or without dependent children. Grantees have to participate in work training programs to receive monthly cash grants as because it is the goal of TANF to help them become self-sufficient.

Low Income Energy Assistance Program (LIHEAP) – Through this program, veterans can save a significant amount of money allocated to their energy bills as it gives their energy provider a one-time payment on their behalf. The funds also cover weatherization services and emergency assistance.

Housing and Urban Development (HUD) – This program aims to increase the availability and affordability of housing options by offering voucher programs wherein grantees will only pay a portion of the total rental payment. It also provides assistance to any rental-related transactions.

Lifeline Assistance – This is a voucher-like program for communication-related expenses. This assistance is primarily allocated for phone bills as it allows grantees to only pay $9.25 per month, whether it’s for a land line or a cellular phone.

What are the types of Foreclosure Assistance Programs for Veterans?

Foreclosure Assistance Program helps veterans pay their housing bills in times of financial crisis. Foreclosure occurs when a mortgaged property owner fails to provide the bank with the necessary payments to maintain his or her possessions. Homeowners may lose their homes if their commit such a mistake. To avoid this unfortunate circumstance from happening, veterans may reach out to the following:

Housing and urban development (HUD) – Veterans may approach a HUD counselor to assess their financial situation and housing needs so they may be provided with ample and appropriate assistance to resolve their housing issues.

Public Housing Authority – This office aims to provide affordable housing options through providing housing vouchers. With these vouchers, grantees only have to pay a fraction of the rental payment and the rest will be shouldered by the program.

Federal Deposit Insurance Corporation (FDIC) – If a grantee needs more information about their housing situation, they may approach the authorities from the FDIC. FDIC is committed to the provision of general guidance to avoid foreclosure.

National Consumer Law Center – If a grantee wants to avoid foreclosure, one of the things they can do is go to a bank and inquire for the assistance of loan modification programs. Such piece of information is provided by the National Consumer Law Center.

Local Programs – veterans may approach non-profit organizations and churches for one-time payment assistance when they are about to lose their homes.

What are the types of Medical Bills Assistance Programs for Veterans?

Former military members are extremely exposed to traumatic environments; thus, it is not surprising to see them suffering from certain medical conditions, in whichever aspect of their health. Considering that their financial stability is curtailed by their deployment, they may need health care assistance to pay their medical bills. Veterans may apply for the following programs:

U.S Department of Veteran Affairs (VA) – Veterans suffering from medical conditions that were acquired from military activities are entitled to free health care. The federal government sponsors the majority of their medical and hospital bills although they may to pay co-pays for their health care depending on their health condition. However, if they have private health care insurance in addition to the assistance that VA provided, they may not have to pay any co-pays at all.

Financial Hardship – For veterans who are struggling to pay their medical expenses, this program is helpful when it comes to reducing their payables. It pays medical co-pay expenses, offers a monthly payment program, and provides a waiver for existing debt.

Medicaid – This is a nationwide health care program that provides its grantee access to quality health care free of charge. Its funds cover medical expenses such as doctor visits, hospital stays, dental care, vision care, and prescriptions.

Temporary Assistance for Needy Families (TANF) – The financial assistance provided by this program can also be used for medical bills.

What are the types of Electric Bills Assistance for Veterans?

Veterans are also entitled to grants that cover their energy bills and their payment for weatherization services. The federal government seeks to see them living comfortably in their home amidst the climate fluctuation and during the harsh periods of the weather. Below are the programs wherein veterans may come to ask for financial assistance for this matter:

Low Income Home Energy Assistance Program (LIHEAP) – This program offers a one-time payment to the energy provider of the approved applicants. Some programs, pay winter bills only, some pay summer bills only. Regardless of the condition, the goal is to lessen the electricity bills of the financially-struggling veterans,

Public Utility Assistance – This is another version of LIHEAP. It offers the same benefits as the said program.

Utility Companies – Veterans may contact utility companies and inquire about their own programs that can help them lower their electric bill payments. They may provide the assistance themselves, refer them to other programs, and assist in arranging monthly bill payments to reduce the electricity cost.

Temporary Assistance for Needy Families – The financial assistance provided in this program can also be used for energy bills.

What are the types of Free Legal Assistance for Veterans?

Wherever veterans may reside, taking advantage of legal services may be costly. When legal issues arise, such services may not be accessible because of their financial difficulties. Nonetheless, they can approach the following programs anytime and seek assistance for their legal problems:

American Bar Associations – These associations make free legal assistance available for veterans by providing them access to pro bono lawyers whom they can ask anything without any payment.

U.S Department of Veteran Affairs (VA) – VA has facilities that offer free legal services. This legal assistance can also be inquired at the Veterans Justice Outreach Center.

State Bar Associations – The State Bar in a state gathers the attorneys present in the area. They can be contacted to inquire about free legal assistance for veterans.

State Legal Aide Offices – Veterans may visit these offices to find lawyers who can give them comprehensive legal advice to their case without any payment.

College Law Programs – Law students have also been participating in the provision of free legal services. Veterans may inquire these students about what they know about the law and ask for advice on how they can apply this to their problem.

LawHelp.org – This is an organization that answers any legal questions for free.

What are the types of Catholic Charities Financial Assistance for Veterans?

Christian-based organizations have been dedicated to the alleviation of poverty, to the assistance of the poor people, and to the advocacy of humanity in times of crisis. A part of their cause is the provision of financial assistance for veterans which comes in these following forms:

Affordable housing – With 35,000 housing units across the country and 11,000 housing beds in shelters, the Church offers these generous homes to veterans who need a place to stay.

Integrated health – this assistance aims to improve the physical and mental health well-being of the veterans by providing rehabilitation opportunities and access to healthcare.

Food and nutrition – if a veteran can barely feed himself or herself, they may visit their local Catholic Charities program where food banks and hot meals await for them.

Disaster services – in times of disasters and emergency situations, whether it is nature-induced or caused by human activities, veterans may ask for assistance from catholic charities.

Foundational services – Catholic charities value life and show it by offering financial assistance with services such as adoption, foster care, senior care, criminal justice, and pregnancy services.

What are the Welfare Benefits for Veterans?

Welfare benefits for Veterans go beyond the provision of medical and educational assistance or the provision of grants intended for living expenses. These heroes are also entitled to the following incentives:

Long-term Care – Through Aid and Attendance program, couples may receive up to $25,020 annually to cover the expenses of their long-term care costs. Surviving spouses of veterans can also be granted with annual long-term care allowance worth $13,560.

Caregiver Support – Department of Veterans Affairs offers a caregiver support program where veterans have access to a free support line and are provided with a caregiver support coordinator to make their life more convenient.

Death Benefits – to commemorate and honor their heroic service, the caskets of veterans may be draped with a U.S flag and will be buried with free headstones or grave markers. Their families may also request a Presidential memorial certificate.

Non-college Degree Programs/Certificates – for veterans who failed to secure a career prior to their deployment, opportunities of broader career options await for them. They may acquire training certification courses and free IT certifications so they can pursue their chosen endeavors such as emergency medical training, truck driving, software training, and many more.

Transferring GI Bill Credits – these benefits may be transferred to spouses and dependents of the veterans.

What are the Cash Assistance for Veterans?

The programs that have been discussed were dedicated to making the life of the veterans more convenient and affordable. They have taken care of a wide array of their expenses including living expenses, medical bills, educational bills, and many more. Beyond living decently, veterans may need cash assistance to pay for additional expenses. This assistance provided by governments and organizations is enumerated and defined below.

Temporary Assistance for Needy Families (TANF) – these are monthly cash grants that are allocated for the living expenses of the grantee. It is based on the current income level and the number of dependent household members. Some states only provide this assistance within a period of 60 months, and other states require the grantee’s participation in to work training program. It aims to help veterans become self-sufficient.

General Assistance (GA) – it is similar to TANF program but it does not require a dependent member in the household. It provides a one-time cash assistance payments and short-term monthly financial aid.

Catholic Charities – the mission of Christian-based organizations is to help the poor people, to alleviate poverty, and to spread the compassionate message of their religion. In line with this, they extend their service to the veterans by offering them with limited cash assistance.

Salvation Army – like Catholic charities, this program is also located around the country and helps people with their bill payments and food security. They offer cash assistance as well.

Conclusion

After serving the country for nearly most of their lives, veterans are worthy of grants or compensation for their service. Federal, state, and nonprofit organizations offer countless and various grants solely for veterans, whether they are disabled or have PTSD. An array of government benefits will be offered to them, such as medical bills, housing problems, opening a small business, etc. Moreover, these grants are not subject to being repaid, so these grants will come in the form of financial assistance that is free to be used to pay bills.

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