Grants For Single Mothers and Hardship Grants for Single Moms

Last Updated on August 24, 2023 by Hannah Stevens

 Grants for Single Mothers are sponsored by the government and nonprofit to private organizations that has the same objective: to help single mother financially. These grants support single mothers in a way they can take care of their children in a sustained environment. Moreover, a wide array of grants with criteria for single mothers are what I will be discussing next.

What are the Types of Grants available for Single Moms?

The federal government is generously distributing various grants for single moms. Among these grants are WIC and TANF, which are known to be the most popular grants. WIC (Women, Infants, and Children) focuses on providing financial support for single mothers to access food, healthcare, and education. TANF (Temporary Assistance for Needy Families) focuses on families who are earning low-income. 

  Furthermore, WIC and TANF are some of the many grants available for single moms. The following list contains the types of grants available for single moms:

  • Government Grants – It contains many grants that have their purpose from providing financial support from child care centers to energy efficiency technology.
  • College Grants – It aims to give single mothers living in the US college grants and scholarships.
  • Financial Aid – FSEOG, FAFSA Grants, and Pell Grants provide the financial support single mothers need.
  • Housing – This offers help to single mothers in need of a household.
  • Business Grants – CDFI, Make Mine a Millon $ Business, PeaChic Grant aims to provide single mothers financial support to start their business.Small Business Grants – This offers several resources and financial support programs for single mothers.
  • Minority Business Grants – This offers to fund small business owners.
  • Personal Grants for Single Mothers – This offers various grants that prioritize the necessities needed by single mothers.
  • Daycare or Child Care Grants – This offers financial support intended for children born in a family with low income.

List of Personal Grants for Single Mothers

  Personal Grants for single mothers aim to provide the necessities for single mothers to tend to the needs of their child/children.

  Furthermore, the following list comprises the personal grants for single mothers:

  • Walmart Grants – This aims to aid the homeless, women in business, and promote sustainability.
  • Coca Cola Grants – This aims to aid individuals, institutions, and organizations that center on politics, legislation, and fraternal. 
  • AED Grants – This aims to provide financial support to programs that want to utilize the use of AED & CPR equipment and provide training.
  • CHIP (Children Health Insurance Program) – This is designed to give children in the United States free health insurance. 
  • NSLP (National School Lunch Program) – Its objective is to make sure that lunch is affordable for all students.
  • Soroptimist Club Grants – This is given to women and girls that prioritize victims of domestic violence, poverty, and appropriate career for people with disabilities. 
  • Insure Kids Now – This aims to provide children with a low-cost health assurance and offers parents financial support.
  • Sunshine Lady Foundation – This offers financial support to women who are victims of domestic abuse.

What are the Scholarship grants provided for Single Mothers?

  Single mothers who wish to continue their studies while taking care of their children can be difficult and frustrating. It is impossible to do multitask, not to mention the high tuition cost.

Furthermore, the U.S. government has provided various scholarship grants intended for single mothers. The following list contains the scholarship grants:

  • College Scholarships – This offers financial support intended as payment for tuition, books, and other college-related fees.
  • Nursing Scholarships – This offers financial support intended for pursuing a nursing career.
  • Children Scholarships – This offers financial support for children who come from families who are earning low-income.

What are the Single Mother’s Financial Aid grants?

  Single mothers who require financial support can benefit from these three financial aid grants aim to help single mothers provide the money they need.

  Furthermore, the following list contains the financial aid grants:

  • FSEOG Grant (Federal Supplemental Educational Opportunity Grant) – This offers financial support that will help individuals pay for their academic tuition.
  • FAFSA Grants – This offers financial support for students after they complete filling out the Free Application for Federal Student Aid (FAFSA).
  • Pell Grants – This is sponsored by the government that aims to give students money to pay for their college tuition and any college-related fees.

What are the Daycare or Child Care Grants for single moms?

  Daycare or Child Care Grants provides financial support for single mothers who earn a low income. This grant is to make sure that their children are being taken care of and can go to a prestigious university for their higher education.

  Furthermore, the following list contains the following Daycare or Child Care Grants:

  • CCAP (Children Assistance Program) – This is intended for families with low incomes that will help them pay for affordable child care.
  • CCDF (Child Care Development Fund) – This provides funding for individuals who need affordable child care.
  • Head Start – This aims to help families with a low income to pay what their children need from birth to five years old.
  • Dependent Care Assistant Programs – This is to ensure that childcare payments will be taken out from your paycheck without taxes being imposed.
  • Child Care Credit for Single Moms – This is a tax credit that aims to deduct the payment single moms have paid for child care on their taxes.

Does the US offer housing grants for Single mothers?

  Yes. Single mothers can apply for a variety of housing allowances to assist them to keep a roof over their heads. Single mothers are eligible for a variety of housing awards, including on-campus housing, federal welfare, and subsidized housing programs. The goal of these awards is to ensure that low-income moms get the help they need to meet their family’s needs. Only a single woman and her children are permitted to live in the residences purchased with government funds.

How do Single Mothers Housing Grants Work?

  Single Mothers Housing Grants entail accommodating single mothers and their children with a permanent house for them to live on. Many various government grants vary from single housing to child care to scholarships. HUD, which is part of the government’s housing grant program, ensures that single mothers receive all forms of aid. Single mothers who qualify for grant aid to purchase a home might take advantage of a variety of programs. The HUD website always has news and programs on stable housing, refuge, and subsidized housing so they can get thorough information quickly. 

What are the housing grants programs available for solo mothers?

  Housing grants programs will help single mothers immensely as they will give them a decent and permanent home for themselves and their children. Moreover, they will have a safer place to live.

  Furthermore, the following list is housing grants programs for solo mothers:

  • HUD Grants (Housing and Urban Development) – This aims to provide money given to organizations that will build housing for those disadvantaged individuals.

  • Section 8 Housing Programs – This offers a home to families, seniors, and people with disabilities.

  • LIHEAP (Low Income Home Energy Assistance Program) – This offers financial support to families who are having difficulty paying for appliances and electricity bills.

  • ADDI (American Dream Down Payment Initiative – This offers to pay for the downpayment or closing costs of a house for first-time buyers.

What is the Emergency Rent and Housing Assistance Program available?

  Emergency Rent and Housing Assistance Programs are sponsored by the government and organizations nationwide intended for single mothers to acquire a beautiful home that will house them from natural disasters and crimes.

  Furthermore, the following list comprises of the available programs:

  • Emergency Housing – This offers a temporary home intended for emergency housing.

  • Affordable Housing – This offers affordable rent.

  • Low Income Housing – This is designed for families who have low incomes.

  • Rental Assistance – This offers financial support to pay for people’s rents.

  • Emergency Solutions Grants (ESG) Program – This offers financial support for families with low incomes to fund their housing options.

  • Camillus House -Housing Assistance for Moms – This is designed to give homeless people a house.

  • Emergency Shelter Program – It gives human services agencies funds to help build houses for families with low incomes.

List of Food assistance programs for single mom

  Food Assistance Program aims to provide food for single moms and their children to consume. Furthermore, the following list contains various food assistance programs:

  • Supplemental Nutrition Assistance Program (SNAP) – It assists families to buy food at grocery stores with the use of electronic cards.

  • National School Lunch Program – Its objective is to give kids free lunches.

  • The Emergency Food Assistance Program (TEFAP) – It buys emergency food and then proceeds to ship it to states to be given to low-income families.

What are the important Tax benefits for single parents?

Tax benefits are benefits single parents will receive that usually involve money to sustain their children. Furthermore, the following list contains the tax benefits for single parents:

  • Dependent Exemption – If there is an instance of equal custody to both parties, only one can claim this.

  • Earned Income Tax Credit – Low-income single working parents can apply for this.

  • Child and Dependent Care Credit – A single parent can apply for this if they have been paying for child care so they can work.

  • Child Tax Credit – It offers $1,000 per child depending on the single parent’s income.

  • Additional Child Tax Credit – Even if one does not have any tax to pay, this provides payment per child.

  • Adoption Credit – This aims to reduce any payment for adopting a child. 

Complete List of Grants For Federal Single Mothers

There are many different grants intended for single mothers such as the famous TANF and WIC that have their roles in helping single mothers stay out of debt. These grants for federal single mothers range from financial support to housing to child care to scholarships to small businesses.

Furthermore, the following list contains the grants for federal single mothers:

  • Federal Pell Grant – This offers an average of $6,495 for students in need of financial support.

  • Federal Supplemental Educational Grant – It prioritizes disadvantaged students.

  • Federal Work-Study Grant – It aims to give single mothers a part-time job in the school they are studying at.

  • Federal Student Loan – Its objective is for the student to borrow money for college tuition.

  • Diversion Cash Assistance (DCA) – It offers up to $1,000 to qualified families in need of emergency assistance.

  • Women, Infants and Children Program (WIC) – It offers healthy foods to pregnant women, new mothers, and children at the age of five and below.

  • Child care Assistance Program (CCA) – It is designed to assist low-income families to pay for child care. 

  • Child Care Access Means Parents in School Program (CCAMPIS) – It is designed to support students who are parents in need of child care assistance while studying.

  • Head Start/Early Head Start – It offers free medical and dental care, health nutrition of children, and promotes “school readiness” to children ranging from birth to age five.

  • Section 8 Rental Subsidy – It provides affordable decent rental housing.

  • Public Housing Program – It provides qualified low-income families, the elderly, and persons with disability to live in public housing units, not having to pay for the whole price of the unit but at a rent, they could afford.

  • Low Income Home Energy Assistance Program (LIHEAP) – It offers financial support to low-income families who have difficulty paying for their utility bills.

  • Weatherization Assistance Program (WAP) – It aims to reduce the energy bills of low-income families.

  • Medicaid: Health Insurance for the Poor – It is designed to give medical benefits to low-income families. 

  • Children’s Health Insurance Program (CHIP) – It offers health insurance to uninsured children.

  • Supplemental Security Home – It gives monthly allowance to the disabled, blind, or elderly.

  • Title X: The National Family Planning Program – It sought to give low-income families the family planning and health services they need.

  • National School Lunch Program (NSLP) – It offers free lunches or discounted meals to qualified students who come from low-income families.

  • The Emergency Food Assistance Program (TEFAP) – It offers food to low-income families.

  • Local Food Banks – It offers food to people in need of it.


Being a single mother is no easy job, especially if you don’t have any job to support you in taking care of your child. Paying for your child’s food is enough to cost you money, even more so if they need to go to a hospital for treatments should they have any kind of medical illness. Single mothers are eligible to apply for Single Mothers grants and they can use it to pay for child care expenses, or they wish to pursue their studies, there are also specific scholarship grants available.

You might also be interested in reading about State Financial Aid Grants for College?